{"id":1199,"date":"2024-11-18T09:34:09","date_gmt":"2024-11-18T14:34:09","guid":{"rendered":"https:\/\/cacgroup.com\/?page_id=1199"},"modified":"2026-05-05T16:15:41","modified_gmt":"2026-05-05T20:15:41","slug":"tax-insurance","status":"publish","type":"page","link":"https:\/\/cacgroup.com\/capabilities\/transactional-liability\/tax-insurance\/","title":{"rendered":"Tax Insurance"},"content":{"rendered":"<section id=\"block-17a1ef5a66c8041d\" class=\"block block-hero-inner block--full-width\">\n    <div class=\"block-hero-inner--container\">\n                            <h1 class=\"block-hero-inner--heading\">Tax Insurance<\/h1>\n                    <\/div>\n    \n    <style>\n        #block-17a1ef5a66c8041d {\n            background-image: url(https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/09\/Tax-Insurance-banner-image-paleBlue-min-960x378.jpg);                                }\n\n        @media (min-width: 60em) {\n            #block-17a1ef5a66c8041d {\n                background-image: url(https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/09\/Tax-Insurance-banner-image-paleBlue-min.jpg);            }\n        }\n    <\/style>\n<\/section>\n\n\n<section id=\"block-6a5da47b29001cc6\" class=\"block block-feature-intro block--spacing-default block-feature-intro--mode-light theme-light\">\n    <div class=\"block--container block-feature-intro--container\">\n        <div class=\"block-feature-intro--column1\">\n                                        <h2 class=\"block-feature-intro--heading\">CAC\u2019s Tax Insurance Practice<\/h2>\n                        \n                    <\/div>\n        <div class=\"block-feature-intro--column2\">\n            <div class=\"block-feature-intro--content entry-content\">\n                <p>CAC\u2019s Tax Insurance Practice comprised of seasoned tax attorneys and former tax insurance underwriters, combines deep tax technical expertise, industry experience, and business acumen to craft innovative and unique tax insurance solutions so any client can quickly transfer the risk of the unanticipated and detrimental consequences of a successful challenge by a taxing authority\u2014creating more certainty for sponsors, corporations and stakeholders.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n\n    <style>\n        #block-6a5da47b29001cc6 {\n                                            }\n        #block-6a5da47b29001cc6 .has-border-top {\n            border-top: 1px solid #E2E5E7;\n            padding-top: 2.5rem;\n        }\n        #block-6a5da47b29001cc6 .has-border-bottom {\n            border-bottom: 1px solid #E2E5E7;\n            padding-bottom: 2.5rem;\n        }\n    <\/style>\n<\/section>\n\n<section id=\"block-eff842eff365b8d8\" class=\"block block-content-area block--spacing-default block-content-area--mode-dark theme-dark\">\n    <div class=\"block-content-area--container\">\n                                    <div class=\"content-area--content entry-content\">\n                <p style=\"text-align: center\"><a href=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2026\/03\/18022758049_Q1_2026_Tax_Credit_Insurance_Market_Update_0313_digital.pdf\" target=\"_blank\" rel=\"noopener\">Tax Credit Insurance Market Update Q1 2026 \u203a<\/a><\/p>\n<p style=\"text-align: center\"><a href=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2026\/04\/Tax-Insurance-Brochure-Pages.pdf\" target=\"_blank\" rel=\"noopener\">Tax Insurance Brochure \u203a<\/a><\/p>\n<p style=\"text-align: center\"><a href=\"https:\/\/cacgroup.com\/insights\/private-equity\/a-tax-practitioners-guide-to-tax-insurance\/\" target=\"_blank\" rel=\"noopener\">A Tax Practitioner\u2019s Guide to Tax Insurance \u203a<\/a><\/p>\n<p style=\"text-align: center\"><a href=\"https:\/\/cacgroup.com\/insights\/private-equity\/clean-energy-tax-credits-and-mitigating-investment-risk\/\" target=\"_blank\" rel=\"noopener\">Clean Energy Tax Credits and Mitigating Investment Risk \u203a<\/a><\/p>\n<p style=\"text-align: center\"><a href=\"https:\/\/cacgroup.com\/insights\/private-equity\/tax-insurance-an-agent-of-change\/\" target=\"_blank\" rel=\"noopener\">TEI Roundtable No. 41: Tax Insurance: An Agent of Change \u203a<\/a><\/p>\n<p style=\"text-align: center\"><a href=\"https:\/\/cacgroup.com\/insights\/private-equity\/energy-tax-credits-and-mitigation\/\" target=\"_blank\" rel=\"noopener\">Energy Tax Credits &#8211; Mitigating Risk With Tax Insurance and Market Trends \u203a<\/a><\/p>\n<p style=\"text-align: center\"><a href=\"https:\/\/www.financierworldwide.com\/qa-tax-liability-insurance\">Q&amp;A: Tax Liability Insurance<\/a><\/p>\n<p class=\"block-insights-latest-dd--item-heading\" style=\"text-align: center\"><a href=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/08\/CAC_Specialty_Client_Alert_Begun_Construction.pdf\">Client Alert: Begun Construction<\/a><\/p>\n            <\/div>\n            <\/div>\n\n    <style>\n        #block-eff842eff365b8d8 {\n            background-image: url(https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/technology-background-1-scaled.jpg);                                }\n    <\/style>\n<\/section>\n\n\n<section id=\"block-1ed3af504df5caef\" class=\"block block-image-flipgrid block--spacing-default block--full-width block-image-flipgrid--bg-colour1\">\n    <div class=\"block--container block-image-flipgrid--container place-image-left\">\n                    <div class=\"block-image-flipgrid--image-wrapper\">\n                <img decoding=\"async\" width=\"1866\" height=\"2244\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/tax-insurance-img-01.jpg\" class=\"block-image-flipgrid--image\" alt=\"\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/tax-insurance-img-01.jpg 1866w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/tax-insurance-img-01-249x300.jpg 249w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/tax-insurance-img-01-852x1024.jpg 852w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/tax-insurance-img-01-768x924.jpg 768w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/tax-insurance-img-01-1277x1536.jpg 1277w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/tax-insurance-img-01-1703x2048.jpg 1703w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/tax-insurance-img-01-960x1154.jpg 960w\" sizes=\"(max-width: 1866px) 100vw, 1866px\" \/>            <\/div>\n        \n        <div class=\"block-image-flipgrid--content-wrapper\">\n            <div class=\"block-image-flipgrid--content entry-content\">\n                <h2>Overview of Tax Insurance<\/h2>\n<p>Tax insurance is a risk management tool protecting against tax loss arising from one or more transactions, investments, or events. It is designed to make the insured whole in the event of a successful challenge by a taxing authority and can cover loss for additional taxes, interest and penalties, claim expenses in defense of the covered tax position, and the amount by which the insured\u2019s taxes are increased as a result of the receipt of insurance proceeds under the policy (i.e., \u201cgross-up\u201d). Tax insurance is akin to receiving a private letter ruling (\u201cPLR\u201d) from the taxing authority on the insured tax position. However, unlike a PLR, tax insurance can typically be purchased within 2 weeks\u2014not months or years.<\/p>\n            <\/div>\n\n                    <\/div>\n    <\/div>\n    \n    <style>\n        #block-1ed3af504df5caef {\n                                }\n    <\/style>\n<\/section>\n\n\n\n<section id=\"block-ae92d3b87a03eccd\" class=\"block block-image-flipgrid block--spacing-default block--full-width block-image-flipgrid--bg-colour2\">\n    <div class=\"block--container block-image-flipgrid--container place-image-right\">\n                    <div class=\"block-image-flipgrid--image-wrapper\">\n                <img decoding=\"async\" width=\"1866\" height=\"2244\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/tax-insurance-img-02.jpg\" class=\"block-image-flipgrid--image\" alt=\"\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/tax-insurance-img-02.jpg 1866w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/tax-insurance-img-02-249x300.jpg 249w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/tax-insurance-img-02-852x1024.jpg 852w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/tax-insurance-img-02-768x924.jpg 768w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/tax-insurance-img-02-1277x1536.jpg 1277w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/tax-insurance-img-02-1703x2048.jpg 1703w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/tax-insurance-img-02-960x1154.jpg 960w\" sizes=\"(max-width: 1866px) 100vw, 1866px\" \/>            <\/div>\n        \n        <div class=\"block-image-flipgrid--content-wrapper\">\n            <div class=\"block-image-flipgrid--content entry-content\">\n                <h2>We Are Different<\/h2>\n<p>Our team consists of dedicated, experienced corporate tax attorneys (accounting firm, law firm, and Fortune 20 experience) and former tax insurance underwriters.<\/p>\n<ul>\n<li>Attorneys capable of handling technical tax issues<\/li>\n<li>Equipped to guide the insurance market to understand difficult tax risks<\/li>\n<li>Devoted to client service and advising clients through every step of the underwriting process, including policy negotiations<\/li>\n<li>Ready to collaborate with the insurance market to craft insurance solutions<\/li>\n<\/ul>\n            <\/div>\n\n                    <\/div>\n    <\/div>\n    \n    <style>\n        #block-ae92d3b87a03eccd {\n                                }\n    <\/style>\n<\/section>\n\n\n\n<section id=\"block-361089fb05ae58f3\" class=\"block block-content-area block--spacing-default block-content-area--mode-light theme-light\">\n    <div class=\"block-content-area--container\">\n                                    <div class=\"content-area--content entry-content\">\n                <h2>Tax Insurance Market: Quick Facts<\/h2>\n<ul>\n<li>15 markets with at least $50 million of capacity<\/li>\n<li>20 markets able to participate in any program<\/li>\n<li>$1.5 billion of total capacity on any U.S. tax program<\/li>\n<\/ul>\n<h2>Tax Insurance For M&amp;A Transactions<\/h2>\n<p>Tax insurance can be used to reduce or eliminate the risk of historic tax positions taken by the target entity, as well as tax issues arising from the transaction itself. Tax insurance removes the identified tax risk from a deal by transferring it to the insurer, providing certainty and flexibility.<\/p>\n<h2>Not R&amp;W Insurance<\/h2>\n<p>While known tax issues are excluded from coverage under a traditional representation and warranty (\u201cR&amp;W\u201d) insurance policy, tax insurance complements a R&amp;W insurance policy by providing coverage for such tax issues. Tax insurance can be used as a competitive tool by either the buyer or seller as part of the M&amp;A process. It may be purchased by the buyer to make its bid more competitive or by the seller as part of its preparation for sale (thus, removing the tax issue from negotiations with bidders).<\/p>\n<h2>Benefits<\/h2>\n<ul>\n<li>Facilitates deal negotiations by reducing or eliminating the need for tax indemnities and escrows for identified tax issues<\/li>\n<li>Facilitates financing and investment decision-making<\/li>\n<li>Enables a clean exit by eliminating a long-tail contingent exposure<\/li>\n<li>Provides purchase-price certainty by removing an identified tax exposure<\/li>\n<li>Secures future tax benefits to be realized from the transaction<\/li>\n<li>Offers liquidity and avoids the negative cash flow arising from a tax liability<\/li>\n<\/ul>\n<h2>Insurable Tax Risks<\/h2>\n<p>There are three areas of insurable risks in M&amp;A transactions where tax insurance can be utilized. First, tax insurance can be used to reduce or eliminate the tax risk related to historic tax positions taken by the target on the seller\u2019s watch (e.g., debt v. equity treatment, deduction v. capitalization of expenses, or transfer pricing ). Second, tax insurance can be used to address tax issues arising from the transaction itself (e.g., any pre-closing restructuring, treatment of the transaction as a tax-free reorganization, or availability of a tax basis step-up). Third, tax insurance can be used to insure the historic tax treatment of the target entity itself (e.g., S corporation status, REIT status, or MLP status).<\/p>\n            <\/div>\n            <\/div>\n\n    <style>\n        #block-361089fb05ae58f3 {\n                                            }\n    <\/style>\n<\/section>\n\n\n<section id=\"block-1fa43b96c0330766\" class=\"block block-people-cards-expanded-dd block--full-width block--spacing-default block-people-cards-expanded-dd--bg-colour1\">\n    <div class=\"block-people-cards-expanded-dd--container\">\n                    <div class=\"block-people-cards-expanded-dd--introduction\">\n                <div class=\"block-people-cards-expanded-dd--introduction-inner\">\n                                            <h2 class=\"block-people-cards-expanded-dd--heading\">Tax Insurance &#8211; Practice Leader<\/h2>\n                                                                <p class=\"block-people-cards-expanded-dd--content\">CAC\u2019s Tax Insurance team prides itself on providing exceptional client service and crafting creative insurance solutions.<\/p>\n                                    <\/div>\n            <\/div>\n        \n                                <div class=\"block-people-cards-expanded-dd--person\">\n                <div class=\"block-people-cards-expanded-dd--person-inner\">\n                                            <img decoding=\"async\" width=\"196\" height=\"196\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Jordan_Tamchin-square-196x196.jpg\" class=\"block-people-cards-expanded-dd--person-image\" alt=\"Profile image for Jordan Tamchin\" loading=\"lazy\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Jordan_Tamchin-square-196x196.jpg 196w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Jordan_Tamchin-square-300x300.jpg 300w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Jordan_Tamchin-square-150x150.jpg 150w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Jordan_Tamchin-square-304x304.jpg 304w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Jordan_Tamchin-square.jpg 750w\" sizes=\"auto, (max-width: 196px) 100vw, 196px\" \/>                    \n                    <div class=\"block-people-cards-expanded-dd--person-info\">\n                        <h4 class=\"block-people-cards-expanded-dd--person-name\">Jordan<br>Tamchin<\/h4>\n\n                                                    <div class=\"block-people-cards-expanded-dd--person-fill-area\">\n                                                                    <h5 class=\"block-people-cards-expanded-dd--person-title\">Executive Vice President, Practice Leader, Tax Insurance<\/h5>\n                                \n                                                                    <div class=\"block-people-cards-expanded-dd--person-department\">Specialty<\/div>\n                                                            <\/div>\n                                            <\/div>\n\n                    <div class=\"block-people-cards-expanded-dd--person-buttons\">\n                        <a href=\"https:\/\/cacgroup.com\/employee-directory\/jordan-tamchin\/\" class=\"btn block-people-cards-expanded-dd--person-bio-button\">\n                            <span class=\"text\">Bio Page<\/span>\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\" viewBox=\"0 0 22 22\">\n                                <use href=\"#block-1fa43b96c0330766-plus\" \/>\n                            <\/svg>\n                        <\/a>\n\n                                                    <a href=\"mailto:jordan.tamchin@cacgroup.com\" class=\"btn block-people-cards-expanded-dd--person-email-button\">\n                                <span class=\"text\">Send<\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" fill=\"none\" viewBox=\"0 0 20 20\">\n                                    <use href=\"#block-1fa43b96c0330766-paper-plane\" \/>\n                                <\/svg>\n                            <\/a>\n                                            <\/div>\n                <\/div>\n            <\/div>\n            <\/div>\n    \n    <style>\n        #block-1fa43b96c0330766 {\n                                }\n    <\/style>\n\n    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" hidden>\n        <g id=\"block-1fa43b96c0330766-paper-plane\" data-viewBox=\"0 0 20 20\">\n            <path stroke=\"currentColor\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M18.3337 1.6665 9.16699 10.8332M18.3337 1.6665 12.5003 18.3332 9.16699 10.8332 1.66699 7.49984 18.3337 1.6665Z\"\/>\n        <\/g>\n        <g id=\"block-1fa43b96c0330766-plus\" data-viewBox=\"0 0 22 22\">\n            <path stroke=\"currentColor\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M10.9258 3.64014V17.6401M3.92578 10.6401H17.9258\"\/>\n        <\/g>\n    <\/svg>\n<\/section>\n\n\n<section id=\"block-e7dcf013ba9d00eb\" class=\"block block-people-cards-compact-dd block--full-width block--spacing-default\">\n    <div class=\"block-people-cards-compact-dd--container\">\n                    <header class=\"block-people-cards-compact-dd--header\">\n                                    <h2 class=\"block-people-cards-compact-dd--heading\">Get To Know Our Team<\/h2>\n                                            <\/header>\n        \n        <div class=\"block-people-cards-compact-dd--people\">\n                                            <div class=\"block-people-cards-compact-dd--person\">\n                                            <img decoding=\"async\" width=\"196\" height=\"196\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Matt_Movafaghi-square-196x196.jpg\" class=\"block-people-cards-compact-dd--person-image\" alt=\"Profile image for Matt Movafaghi\" loading=\"lazy\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Matt_Movafaghi-square-196x196.jpg 196w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Matt_Movafaghi-square-300x300.jpg 300w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Matt_Movafaghi-square-150x150.jpg 150w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Matt_Movafaghi-square-304x304.jpg 304w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Matt_Movafaghi-square.jpg 750w\" sizes=\"auto, (max-width: 196px) 100vw, 196px\" \/>                    \n                    <div class=\"block-people-cards-compact-dd--person-info\">\n                        <hgroup>\n                                                            <div class=\"block-people-cards-compact-dd--person-department\">Specialty<\/div>\n                                                        <h4 class=\"block-people-cards-compact-dd--person-name\">Matt<br>Movafaghi<\/h4>\n                                                            <h5 class=\"block-people-cards-compact-dd--person-title\">Senior Vice President, Head of Tax Insurance Placements<\/h5>\n                                                    <\/hgroup>\n\n                        <div class=\"block-people-cards-compact-dd--person-buttons\">\n                            <a href=\"https:\/\/cacgroup.com\/employee-directory\/matt-movafaghi\/\" class=\"btn block-people-cards-compact-dd--person-bio-button\">\n                                <span class=\"text\">Bio Page<\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\" viewBox=\"0 0 22 22\">\n                                    <use href=\"#block-e7dcf013ba9d00eb-plus\" \/>\n                                <\/svg>\n                            <\/a>\n\n                                                            <a href=\"mailto:matt.movafaghi@cacgroup.com\" class=\"btn block-people-cards-compact-dd--person-email-button\">\n                                    <span class=\"text\">Send<\/span>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" fill=\"none\" viewBox=\"0 0 20 20\">\n                                        <use href=\"#block-e7dcf013ba9d00eb-paper-plane\" \/>\n                                    <\/svg>\n                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                            <div class=\"block-people-cards-compact-dd--person\">\n                                            <img decoding=\"async\" width=\"196\" height=\"196\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Ben_Gerber-square-196x196.jpg\" class=\"block-people-cards-compact-dd--person-image\" alt=\"Profile image for Ben Gerber\" loading=\"lazy\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Ben_Gerber-square-196x196.jpg 196w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Ben_Gerber-square-300x300.jpg 300w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Ben_Gerber-square-150x150.jpg 150w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Ben_Gerber-square-304x304.jpg 304w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Ben_Gerber-square.jpg 750w\" sizes=\"auto, (max-width: 196px) 100vw, 196px\" \/>                    \n                    <div class=\"block-people-cards-compact-dd--person-info\">\n                        <hgroup>\n                                                            <div class=\"block-people-cards-compact-dd--person-department\">Specialty<\/div>\n                                                        <h4 class=\"block-people-cards-compact-dd--person-name\">Ben<br>Gerber<\/h4>\n                                                            <h5 class=\"block-people-cards-compact-dd--person-title\">Vice President, Tax Insurance<\/h5>\n                                                    <\/hgroup>\n\n                        <div class=\"block-people-cards-compact-dd--person-buttons\">\n                            <a href=\"https:\/\/cacgroup.com\/employee-directory\/ben-gerber\/\" class=\"btn block-people-cards-compact-dd--person-bio-button\">\n                                <span class=\"text\">Bio Page<\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\" viewBox=\"0 0 22 22\">\n                                    <use href=\"#block-e7dcf013ba9d00eb-plus\" \/>\n                                <\/svg>\n                            <\/a>\n\n                                                            <a href=\"mailto:ben.gerber@cacgroup.com\" class=\"btn block-people-cards-compact-dd--person-email-button\">\n                                    <span class=\"text\">Send<\/span>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" fill=\"none\" viewBox=\"0 0 20 20\">\n                                        <use href=\"#block-e7dcf013ba9d00eb-paper-plane\" \/>\n                                    <\/svg>\n                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                            <div class=\"block-people-cards-compact-dd--person\">\n                                            <img decoding=\"async\" width=\"196\" height=\"196\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Brandon_Santulli-square-196x196.jpg\" class=\"block-people-cards-compact-dd--person-image\" alt=\"Profile image for Brandon Santulli\" loading=\"lazy\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Brandon_Santulli-square-196x196.jpg 196w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Brandon_Santulli-square-300x300.jpg 300w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Brandon_Santulli-square-150x150.jpg 150w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Brandon_Santulli-square-304x304.jpg 304w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Brandon_Santulli-square.jpg 750w\" sizes=\"auto, (max-width: 196px) 100vw, 196px\" \/>                    \n                    <div class=\"block-people-cards-compact-dd--person-info\">\n                        <hgroup>\n                                                            <div class=\"block-people-cards-compact-dd--person-department\">Specialty<\/div>\n                                                        <h4 class=\"block-people-cards-compact-dd--person-name\">Brandon<br>Santulli<\/h4>\n                                                            <h5 class=\"block-people-cards-compact-dd--person-title\">Assistant Vice President, Operations Manager, Tax Insurance<\/h5>\n                                                    <\/hgroup>\n\n                        <div class=\"block-people-cards-compact-dd--person-buttons\">\n                            <a href=\"https:\/\/cacgroup.com\/employee-directory\/brandon-santulli\/\" class=\"btn block-people-cards-compact-dd--person-bio-button\">\n                                <span class=\"text\">Bio Page<\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\" viewBox=\"0 0 22 22\">\n                                    <use href=\"#block-e7dcf013ba9d00eb-plus\" \/>\n                                <\/svg>\n                            <\/a>\n\n                                                            <a href=\"mailto:brandon.santulli@cacgroup.com\" class=\"btn block-people-cards-compact-dd--person-email-button\">\n                                    <span class=\"text\">Send<\/span>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" fill=\"none\" viewBox=\"0 0 20 20\">\n                                        <use href=\"#block-e7dcf013ba9d00eb-paper-plane\" \/>\n                                    <\/svg>\n                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                            <div class=\"block-people-cards-compact-dd--person\">\n                                            <img decoding=\"async\" width=\"196\" height=\"196\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Hamed_Khashayar-square-196x196.jpg\" class=\"block-people-cards-compact-dd--person-image\" alt=\"Profile image for Hamed Khashayar\" loading=\"lazy\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Hamed_Khashayar-square-196x196.jpg 196w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Hamed_Khashayar-square-300x300.jpg 300w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Hamed_Khashayar-square-150x150.jpg 150w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Hamed_Khashayar-square-304x304.jpg 304w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Hamed_Khashayar-square.jpg 750w\" sizes=\"auto, (max-width: 196px) 100vw, 196px\" \/>                    \n                    <div class=\"block-people-cards-compact-dd--person-info\">\n                        <hgroup>\n                                                            <div class=\"block-people-cards-compact-dd--person-department\">Specialty<\/div>\n                                                        <h4 class=\"block-people-cards-compact-dd--person-name\">Hamed<br>Khashayar<\/h4>\n                                                            <h5 class=\"block-people-cards-compact-dd--person-title\">Vice President, Tax Insurance<\/h5>\n                                                    <\/hgroup>\n\n                        <div class=\"block-people-cards-compact-dd--person-buttons\">\n                            <a href=\"https:\/\/cacgroup.com\/employee-directory\/hamed-khashayar\/\" class=\"btn block-people-cards-compact-dd--person-bio-button\">\n                                <span class=\"text\">Bio Page<\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\" viewBox=\"0 0 22 22\">\n                                    <use href=\"#block-e7dcf013ba9d00eb-plus\" \/>\n                                <\/svg>\n                            <\/a>\n\n                                                            <a href=\"mailto:hamed.khashayar@cacgroup.com\" class=\"btn block-people-cards-compact-dd--person-email-button\">\n                                    <span class=\"text\">Send<\/span>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" fill=\"none\" viewBox=\"0 0 20 20\">\n                                        <use href=\"#block-e7dcf013ba9d00eb-paper-plane\" \/>\n                                    <\/svg>\n                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                            <div class=\"block-people-cards-compact-dd--person\">\n                                            <img decoding=\"async\" width=\"196\" height=\"196\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Isaura_Del_Carmen-square-196x196.jpg\" class=\"block-people-cards-compact-dd--person-image\" alt=\"Profile image for Isaura Del Carmen\" loading=\"lazy\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Isaura_Del_Carmen-square-196x196.jpg 196w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Isaura_Del_Carmen-square-300x300.jpg 300w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Isaura_Del_Carmen-square-150x150.jpg 150w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Isaura_Del_Carmen-square-304x304.jpg 304w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Isaura_Del_Carmen-square.jpg 750w\" sizes=\"auto, (max-width: 196px) 100vw, 196px\" \/>                    \n                    <div class=\"block-people-cards-compact-dd--person-info\">\n                        <hgroup>\n                                                            <div class=\"block-people-cards-compact-dd--person-department\">Specialty<\/div>\n                                                        <h4 class=\"block-people-cards-compact-dd--person-name\">Isaura<br>Del Carmen<\/h4>\n                                                            <h5 class=\"block-people-cards-compact-dd--person-title\">Associate, Tax Insurance<\/h5>\n                                                    <\/hgroup>\n\n                        <div class=\"block-people-cards-compact-dd--person-buttons\">\n                            <a href=\"https:\/\/cacgroup.com\/employee-directory\/isaura-del-carmen\/\" class=\"btn block-people-cards-compact-dd--person-bio-button\">\n                                <span class=\"text\">Bio Page<\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\" viewBox=\"0 0 22 22\">\n                                    <use href=\"#block-e7dcf013ba9d00eb-plus\" \/>\n                                <\/svg>\n                            <\/a>\n\n                                                            <a href=\"mailto:isaura.delcarmen@cacgroup.com\" class=\"btn block-people-cards-compact-dd--person-email-button\">\n                                    <span class=\"text\">Send<\/span>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" fill=\"none\" viewBox=\"0 0 20 20\">\n                                        <use href=\"#block-e7dcf013ba9d00eb-paper-plane\" \/>\n                                    <\/svg>\n                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                            <div class=\"block-people-cards-compact-dd--person\">\n                                            <img decoding=\"async\" width=\"196\" height=\"196\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Josh_Emmett-square-196x196.jpg\" class=\"block-people-cards-compact-dd--person-image\" alt=\"Profile image for Josh Emmett\" loading=\"lazy\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Josh_Emmett-square-196x196.jpg 196w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Josh_Emmett-square-300x300.jpg 300w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Josh_Emmett-square-150x150.jpg 150w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Josh_Emmett-square-304x304.jpg 304w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Josh_Emmett-square.jpg 750w\" sizes=\"auto, (max-width: 196px) 100vw, 196px\" \/>                    \n                    <div class=\"block-people-cards-compact-dd--person-info\">\n                        <hgroup>\n                                                            <div class=\"block-people-cards-compact-dd--person-department\">Specialty<\/div>\n                                                        <h4 class=\"block-people-cards-compact-dd--person-name\">Josh<br>Emmett<\/h4>\n                                                            <h5 class=\"block-people-cards-compact-dd--person-title\">Vice President, Tax Insurance<\/h5>\n                                                    <\/hgroup>\n\n                        <div class=\"block-people-cards-compact-dd--person-buttons\">\n                            <a href=\"https:\/\/cacgroup.com\/employee-directory\/josh-emmett\/\" class=\"btn block-people-cards-compact-dd--person-bio-button\">\n                                <span class=\"text\">Bio Page<\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\" viewBox=\"0 0 22 22\">\n                                    <use href=\"#block-e7dcf013ba9d00eb-plus\" \/>\n                                <\/svg>\n                            <\/a>\n\n                                                            <a href=\"mailto:josh.emmett@cacgroup.com\" class=\"btn block-people-cards-compact-dd--person-email-button\">\n                                    <span class=\"text\">Send<\/span>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" fill=\"none\" viewBox=\"0 0 20 20\">\n                                        <use href=\"#block-e7dcf013ba9d00eb-paper-plane\" \/>\n                                    <\/svg>\n                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                            <div class=\"block-people-cards-compact-dd--person\">\n                                            <img decoding=\"async\" width=\"196\" height=\"196\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Michael_Levine-square-196x196.jpg\" class=\"block-people-cards-compact-dd--person-image\" alt=\"Profile image for Michael Levine\" loading=\"lazy\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Michael_Levine-square-196x196.jpg 196w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Michael_Levine-square-300x300.jpg 300w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Michael_Levine-square-150x150.jpg 150w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Michael_Levine-square-304x304.jpg 304w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Michael_Levine-square.jpg 750w\" sizes=\"auto, (max-width: 196px) 100vw, 196px\" \/>                    \n                    <div class=\"block-people-cards-compact-dd--person-info\">\n                        <hgroup>\n                                                            <div class=\"block-people-cards-compact-dd--person-department\">Specialty<\/div>\n                                                        <h4 class=\"block-people-cards-compact-dd--person-name\">Michael<br>Levine<\/h4>\n                                                            <h5 class=\"block-people-cards-compact-dd--person-title\">Assistant Vice President, Operations Manager, Tax Insurance<\/h5>\n                                                    <\/hgroup>\n\n                        <div class=\"block-people-cards-compact-dd--person-buttons\">\n                            <a href=\"https:\/\/cacgroup.com\/employee-directory\/michael-levine\/\" class=\"btn block-people-cards-compact-dd--person-bio-button\">\n                                <span class=\"text\">Bio Page<\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\" viewBox=\"0 0 22 22\">\n                                    <use href=\"#block-e7dcf013ba9d00eb-plus\" \/>\n                                <\/svg>\n                            <\/a>\n\n                                                            <a href=\"mailto:michael.levine@cacgroup.com\" class=\"btn block-people-cards-compact-dd--person-email-button\">\n                                    <span class=\"text\">Send<\/span>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" fill=\"none\" viewBox=\"0 0 20 20\">\n                                        <use href=\"#block-e7dcf013ba9d00eb-paper-plane\" \/>\n                                    <\/svg>\n                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                            <div class=\"block-people-cards-compact-dd--person\">\n                                            <img decoding=\"async\" width=\"196\" height=\"196\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/09\/Liam_Duffy-square-1-196x196.jpg\" class=\"block-people-cards-compact-dd--person-image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/09\/Liam_Duffy-square-1-196x196.jpg 196w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/09\/Liam_Duffy-square-1-300x300.jpg 300w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/09\/Liam_Duffy-square-1-150x150.jpg 150w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/09\/Liam_Duffy-square-1-304x304.jpg 304w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/09\/Liam_Duffy-square-1.jpg 750w\" sizes=\"auto, (max-width: 196px) 100vw, 196px\" \/>                    \n                    <div class=\"block-people-cards-compact-dd--person-info\">\n                        <hgroup>\n                                                            <div class=\"block-people-cards-compact-dd--person-department\">Specialty<\/div>\n                                                        <h4 class=\"block-people-cards-compact-dd--person-name\">Liam<br>Duffy<\/h4>\n                                                            <h5 class=\"block-people-cards-compact-dd--person-title\">Assistant Vice President<\/h5>\n                                                    <\/hgroup>\n\n                        <div class=\"block-people-cards-compact-dd--person-buttons\">\n                            <a href=\"https:\/\/cacgroup.com\/employee-directory\/liam-duffy\/\" class=\"btn block-people-cards-compact-dd--person-bio-button\">\n                                <span class=\"text\">Bio Page<\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\" viewBox=\"0 0 22 22\">\n                                    <use href=\"#block-e7dcf013ba9d00eb-plus\" \/>\n                                <\/svg>\n                            <\/a>\n\n                                                            <a href=\"mailto:liam.duffy@cacgroup.com\" class=\"btn block-people-cards-compact-dd--person-email-button\">\n                                    <span class=\"text\">Send<\/span>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" fill=\"none\" viewBox=\"0 0 20 20\">\n                                        <use href=\"#block-e7dcf013ba9d00eb-paper-plane\" \/>\n                                    <\/svg>\n                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                            <div class=\"block-people-cards-compact-dd--person\">\n                                            <img decoding=\"async\" width=\"196\" height=\"196\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/10\/Mike_Recchia-square-196x196.jpg\" class=\"block-people-cards-compact-dd--person-image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/10\/Mike_Recchia-square-196x196.jpg 196w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/10\/Mike_Recchia-square-300x300.jpg 300w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/10\/Mike_Recchia-square-150x150.jpg 150w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/10\/Mike_Recchia-square-304x304.jpg 304w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/10\/Mike_Recchia-square.jpg 750w\" sizes=\"auto, (max-width: 196px) 100vw, 196px\" \/>                    \n                    <div class=\"block-people-cards-compact-dd--person-info\">\n                        <hgroup>\n                                                            <div class=\"block-people-cards-compact-dd--person-department\">Specialty<\/div>\n                                                        <h4 class=\"block-people-cards-compact-dd--person-name\">Mike<br>Recchia<\/h4>\n                                                            <h5 class=\"block-people-cards-compact-dd--person-title\">Vice President<\/h5>\n                                                    <\/hgroup>\n\n                        <div class=\"block-people-cards-compact-dd--person-buttons\">\n                            <a href=\"https:\/\/cacgroup.com\/employee-directory\/mike-recchia\/\" class=\"btn block-people-cards-compact-dd--person-bio-button\">\n                                <span class=\"text\">Bio Page<\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\" viewBox=\"0 0 22 22\">\n                                    <use href=\"#block-e7dcf013ba9d00eb-plus\" \/>\n                                <\/svg>\n                            <\/a>\n\n                                                            <a href=\"mailto:mike.recchia@cacgroup.com\" class=\"btn block-people-cards-compact-dd--person-email-button\">\n                                    <span class=\"text\">Send<\/span>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" fill=\"none\" viewBox=\"0 0 20 20\">\n                                        <use href=\"#block-e7dcf013ba9d00eb-paper-plane\" \/>\n                                    <\/svg>\n                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                            <div class=\"block-people-cards-compact-dd--person\">\n                                            <img decoding=\"async\" width=\"196\" height=\"196\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/04\/Yoni-Tammam-Square-196x196.jpg\" class=\"block-people-cards-compact-dd--person-image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/04\/Yoni-Tammam-Square-196x196.jpg 196w, https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/04\/Yoni-Tammam-Square-300x300.jpg 300w, https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/04\/Yoni-Tammam-Square-1024x1024.jpg 1024w, https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/04\/Yoni-Tammam-Square-150x150.jpg 150w, https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/04\/Yoni-Tammam-Square-768x768.jpg 768w, https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/04\/Yoni-Tammam-Square-960x960.jpg 960w, https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/04\/Yoni-Tammam-Square-304x304.jpg 304w, https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/04\/Yoni-Tammam-Square.jpg 1500w\" sizes=\"auto, (max-width: 196px) 100vw, 196px\" \/>                    \n                    <div class=\"block-people-cards-compact-dd--person-info\">\n                        <hgroup>\n                                                            <div class=\"block-people-cards-compact-dd--person-department\">Specialty<\/div>\n                                                        <h4 class=\"block-people-cards-compact-dd--person-name\">Yoni<br>Tammam<\/h4>\n                                                            <h5 class=\"block-people-cards-compact-dd--person-title\">Vice President, Tax Insurance<\/h5>\n                                                    <\/hgroup>\n\n                        <div class=\"block-people-cards-compact-dd--person-buttons\">\n                            <a href=\"https:\/\/cacgroup.com\/employee-directory\/yoni-tammam\/\" class=\"btn block-people-cards-compact-dd--person-bio-button\">\n                                <span class=\"text\">Bio Page<\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\" viewBox=\"0 0 22 22\">\n                                    <use href=\"#block-e7dcf013ba9d00eb-plus\" \/>\n                                <\/svg>\n                            <\/a>\n\n                                                            <a href=\"mailto:yoni.tammam@cacgroup.com\" class=\"btn block-people-cards-compact-dd--person-email-button\">\n                                    <span class=\"text\">Send<\/span>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" fill=\"none\" viewBox=\"0 0 20 20\">\n                                        <use href=\"#block-e7dcf013ba9d00eb-paper-plane\" \/>\n                                    <\/svg>\n                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                            <div class=\"block-people-cards-compact-dd--person\">\n                                            <img decoding=\"async\" width=\"196\" height=\"196\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/09\/Jeremy_Matthies-square-196x196.jpg\" class=\"block-people-cards-compact-dd--person-image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/09\/Jeremy_Matthies-square-196x196.jpg 196w, https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/09\/Jeremy_Matthies-square-300x300.jpg 300w, https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/09\/Jeremy_Matthies-square-150x150.jpg 150w, https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/09\/Jeremy_Matthies-square-304x304.jpg 304w, https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/09\/Jeremy_Matthies-square.jpg 750w\" sizes=\"auto, (max-width: 196px) 100vw, 196px\" \/>                    \n                    <div class=\"block-people-cards-compact-dd--person-info\">\n                        <hgroup>\n                                                            <div class=\"block-people-cards-compact-dd--person-department\">Specialty<\/div>\n                                                        <h4 class=\"block-people-cards-compact-dd--person-name\">Jeremy<br>Matthies<\/h4>\n                                                            <h5 class=\"block-people-cards-compact-dd--person-title\">Strategic Advisor<\/h5>\n                                                    <\/hgroup>\n\n                        <div class=\"block-people-cards-compact-dd--person-buttons\">\n                            <a href=\"https:\/\/cacgroup.com\/employee-directory\/jeremy-matthies\/\" class=\"btn block-people-cards-compact-dd--person-bio-button\">\n                                <span class=\"text\">Bio Page<\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\" viewBox=\"0 0 22 22\">\n                                    <use href=\"#block-e7dcf013ba9d00eb-plus\" \/>\n                                <\/svg>\n                            <\/a>\n\n                                                            <a href=\"mailto:jeremy.matthies@cacgroup.com\" class=\"btn block-people-cards-compact-dd--person-email-button\">\n                                    <span class=\"text\">Send<\/span>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" fill=\"none\" viewBox=\"0 0 20 20\">\n                                        <use href=\"#block-e7dcf013ba9d00eb-paper-plane\" \/>\n                                    <\/svg>\n                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                            <div class=\"block-people-cards-compact-dd--person\">\n                                            <img decoding=\"async\" width=\"196\" height=\"196\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/05\/Christine_Tran_Square-196x196.jpg\" class=\"block-people-cards-compact-dd--person-image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/05\/Christine_Tran_Square-196x196.jpg 196w, https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/05\/Christine_Tran_Square-300x300.jpg 300w, https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/05\/Christine_Tran_Square-1024x1024.jpg 1024w, https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/05\/Christine_Tran_Square-150x150.jpg 150w, https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/05\/Christine_Tran_Square-768x768.jpg 768w, https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/05\/Christine_Tran_Square-960x960.jpg 960w, https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/05\/Christine_Tran_Square-304x304.jpg 304w, https:\/\/cacgroup.com\/wp-content\/uploads\/2025\/05\/Christine_Tran_Square.jpg 1500w\" sizes=\"auto, (max-width: 196px) 100vw, 196px\" \/>                    \n                    <div class=\"block-people-cards-compact-dd--person-info\">\n                        <hgroup>\n                                                            <div class=\"block-people-cards-compact-dd--person-department\">Specialty<\/div>\n                                                        <h4 class=\"block-people-cards-compact-dd--person-name\">Christine<br>Tran<\/h4>\n                                                            <h5 class=\"block-people-cards-compact-dd--person-title\">Tax Analyst, Tax Insurance<\/h5>\n                                                    <\/hgroup>\n\n                        <div class=\"block-people-cards-compact-dd--person-buttons\">\n                            <a href=\"https:\/\/cacgroup.com\/employee-directory\/christine-tran\/\" class=\"btn block-people-cards-compact-dd--person-bio-button\">\n                                <span class=\"text\">Bio Page<\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\" viewBox=\"0 0 22 22\">\n                                    <use href=\"#block-e7dcf013ba9d00eb-plus\" \/>\n                                <\/svg>\n                            <\/a>\n\n                                                            <a href=\"mailto:christine.tran@cacgroup.com\" class=\"btn block-people-cards-compact-dd--person-email-button\">\n                                    <span class=\"text\">Send<\/span>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" fill=\"none\" viewBox=\"0 0 20 20\">\n                                        <use href=\"#block-e7dcf013ba9d00eb-paper-plane\" \/>\n                                    <\/svg>\n                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                            <div class=\"block-people-cards-compact-dd--person\">\n                                            <img decoding=\"async\" width=\"196\" height=\"196\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2026\/05\/billy-nicholls-square-196x196.jpg\" class=\"block-people-cards-compact-dd--person-image\" alt=\"Billy Nicholls\" loading=\"lazy\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2026\/05\/billy-nicholls-square-196x196.jpg 196w, https:\/\/cacgroup.com\/wp-content\/uploads\/2026\/05\/billy-nicholls-square-300x300.jpg 300w, https:\/\/cacgroup.com\/wp-content\/uploads\/2026\/05\/billy-nicholls-square-150x150.jpg 150w, https:\/\/cacgroup.com\/wp-content\/uploads\/2026\/05\/billy-nicholls-square-304x304.jpg 304w, https:\/\/cacgroup.com\/wp-content\/uploads\/2026\/05\/billy-nicholls-square.jpg 750w\" sizes=\"auto, (max-width: 196px) 100vw, 196px\" \/>                    \n                    <div class=\"block-people-cards-compact-dd--person-info\">\n                        <hgroup>\n                                                        <h4 class=\"block-people-cards-compact-dd--person-name\">Billy<br>Nicholls<\/h4>\n                                                            <h5 class=\"block-people-cards-compact-dd--person-title\">Tax Analyst <\/h5>\n                                                    <\/hgroup>\n\n                        <div class=\"block-people-cards-compact-dd--person-buttons\">\n                            <a href=\"https:\/\/cacgroup.com\/employee-directory\/billy-nicholls\/\" class=\"btn block-people-cards-compact-dd--person-bio-button\">\n                                <span class=\"text\">Bio Page<\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\" viewBox=\"0 0 22 22\">\n                                    <use href=\"#block-e7dcf013ba9d00eb-plus\" \/>\n                                <\/svg>\n                            <\/a>\n\n                                                            <a href=\"mailto:billy.nicholls@cacgroup.com\" class=\"btn block-people-cards-compact-dd--person-email-button\">\n                                    <span class=\"text\">Send<\/span>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" fill=\"none\" viewBox=\"0 0 20 20\">\n                                        <use href=\"#block-e7dcf013ba9d00eb-paper-plane\" \/>\n                                    <\/svg>\n                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                            <div class=\"block-people-cards-compact-dd--person\">\n                                            <img decoding=\"async\" width=\"196\" height=\"196\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2026\/05\/kricia-feliu-square-196x196.jpg\" class=\"block-people-cards-compact-dd--person-image\" alt=\"Kricia Feliu\" loading=\"lazy\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2026\/05\/kricia-feliu-square-196x196.jpg 196w, https:\/\/cacgroup.com\/wp-content\/uploads\/2026\/05\/kricia-feliu-square-300x300.jpg 300w, https:\/\/cacgroup.com\/wp-content\/uploads\/2026\/05\/kricia-feliu-square-150x150.jpg 150w, https:\/\/cacgroup.com\/wp-content\/uploads\/2026\/05\/kricia-feliu-square-304x304.jpg 304w, https:\/\/cacgroup.com\/wp-content\/uploads\/2026\/05\/kricia-feliu-square.jpg 750w\" sizes=\"auto, (max-width: 196px) 100vw, 196px\" \/>                    \n                    <div class=\"block-people-cards-compact-dd--person-info\">\n                        <hgroup>\n                                                        <h4 class=\"block-people-cards-compact-dd--person-name\">Kricia<br>Feliu<\/h4>\n                                                            <h5 class=\"block-people-cards-compact-dd--person-title\">Tax Analyst<\/h5>\n                                                    <\/hgroup>\n\n                        <div class=\"block-people-cards-compact-dd--person-buttons\">\n                            <a href=\"https:\/\/cacgroup.com\/employee-directory\/kricia-feliu\/\" class=\"btn block-people-cards-compact-dd--person-bio-button\">\n                                <span class=\"text\">Bio Page<\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\" viewBox=\"0 0 22 22\">\n                                    <use href=\"#block-e7dcf013ba9d00eb-plus\" \/>\n                                <\/svg>\n                            <\/a>\n\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n\n    <style>\n        #block-e7dcf013ba9d00eb {\n                                }\n    <\/style>\n\n    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" hidden>\n        <g id=\"block-e7dcf013ba9d00eb-paper-plane\" data-viewBox=\"0 0 20 20\">\n            <path stroke=\"currentColor\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M18.3337 1.6665 9.16699 10.8332M18.3337 1.6665 12.5003 18.3332 9.16699 10.8332 1.66699 7.49984 18.3337 1.6665Z\"\/>\n        <\/g>\n        <g id=\"block-e7dcf013ba9d00eb-plus\" data-viewBox=\"0 0 22 22\">\n            <path stroke=\"currentColor\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M10.9258 3.64014V17.6401M3.92578 10.6401H17.9258\"\/>\n        <\/g>\n    <\/svg>\n<\/section>\n\n\n<section id=\"block-998be484a7d02a93\" class=\"block block-cta-1 block--full-width\">\n    <div class=\"block-cta-1--container\">\n                    <figure class=\"block-cta-1--image-wrapper\">\n                <img decoding=\"async\" width=\"695\" height=\"362\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/06\/cta-1-image-1.jpg\" class=\"block-cta-1--image\" alt=\"\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/06\/cta-1-image-1.jpg 695w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/06\/cta-1-image-1-300x156.jpg 300w\" sizes=\"(max-width: 695px) 100vw, 695px\" \/>            <\/figure>\n        \n        <div class=\"block-cta-1--content-wrapper\">\n            <svg width=\"40\" height=\"53\" viewBox=\"0 0 40 53\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"block-cta-1--icon\">\n                <path d=\"M11 42L38 15\" fill=\"none\" stroke=\"#415363\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M11 15H38V42\" fill=\"none\" stroke=\"#415363\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n            <\/svg>\n\n                            <h2 class=\"block-cta-1--heading\">Take the Next Step<\/h2>\n                                        <div class=\"block-cta-1--content entry-content\"><p><a href=\"https:\/\/cacgroup.com\/contact-us\/\">Connect with our CAC team today.<\/a><\/p>\n<\/div>\n                    <\/div>\n    <\/div>\n    \n    <style>\n        #block-998be484a7d02a93 {\n                                }\n    <\/style>\n<\/section>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":1198,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":true,"inline_featured_image":false,"footnotes":""},"class_list":["post-1199","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Tax Insurance - Transactional Liability - Capabilities - CAC Group<\/title>\n<meta name=\"description\" content=\"CAC\u2019s Tax insurance team prides itself on providing exceptional client service and crafting creative insurance solutions.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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