{"id":1113,"date":"2024-07-05T14:45:39","date_gmt":"2024-07-05T18:45:39","guid":{"rendered":"http:\/\/cacgroup.com\/?page_id=1113"},"modified":"2025-12-17T11:20:36","modified_gmt":"2025-12-17T16:20:36","slug":"employee-benefits","status":"publish","type":"page","link":"https:\/\/cacgroup.com\/capabilities\/employee-benefits\/","title":{"rendered":"Employee Benefits"},"content":{"rendered":"<section id=\"block-17a1ef5a66c8041d\" class=\"block block-hero-inner block--full-width\">\n    <div class=\"block-hero-inner--container\">\n                            <h1 class=\"block-hero-inner--heading\">Employee Benefits<\/h1>\n                    <\/div>\n    \n    <style>\n        #block-17a1ef5a66c8041d {\n            background-image: url(https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/health-and-benefits-bg-2-960x378.jpg);                                }\n\n        @media (min-width: 60em) {\n            #block-17a1ef5a66c8041d {\n                background-image: url(https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/health-and-benefits-bg-2-scaled.jpg);            }\n        }\n    <\/style>\n<\/section>\n\n\n<section id=\"block-6a5da47b29001cc6\" class=\"block block-feature-intro block--spacing-default block-feature-intro--mode-light theme-light\">\n    <div class=\"block--container block-feature-intro--container\">\n        <div class=\"block-feature-intro--column1\">\n                                        <h2 class=\"block-feature-intro--heading\">Employee Benefits Practice<\/h2>\n                                        <p class=\"block-feature-intro--intro\">We create optimal client and employee benefit results.<\/p>\n            \n                    <\/div>\n        <div class=\"block-feature-intro--column2\">\n            <div class=\"block-feature-intro--content entry-content\">\n                <p data-pm-slice=\"1 1 []\">\n<p data-pm-slice=\"1 1 []\">Our Employee Benefits Practice offers service and advisory services to help businesses achieve their program requirements and corporate goals. As both a strategic and day-to-day consultant, we support all aspects of our client&#8217;s employee benefit programs. Our specialization includes compliance, HR, communications, wellness, actuarial, and technology. We serve as the first point of contact for carrier\/vendor issues and advocate for our client and employees regarding claims issues. We help define and improve benefit strategies for multiple years, bringing fresh ideas in line with the company\u2019s objectives. We create sustainable healthcare plans to prevent profit margin erosion from increasing healthcare costs. Although we have extensive national reach, we uphold a boutique broker approach, emphasizing flexibility, responsiveness, and service.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n\n    <style>\n        #block-6a5da47b29001cc6 {\n                                            }\n        #block-6a5da47b29001cc6 .has-border-top {\n            border-top: 1px solid #E2E5E7;\n            padding-top: 2.5rem;\n        }\n        #block-6a5da47b29001cc6 .has-border-bottom {\n            border-bottom: 1px solid #E2E5E7;\n            padding-bottom: 2.5rem;\n        }\n    <\/style>\n<\/section>\n\n<section id=\"block-eff842eff365b8d8\" class=\"block block-content-area block--spacing-default block-content-area--mode-dark theme-dark\">\n    <div class=\"block-content-area--container\">\n                                    <div class=\"content-area--content entry-content\">\n                <h3><span data-contrast=\"none\">Dedicated<\/span><span data-contrast=\"none\">\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335557856&quot;:16777215,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h3>\n<p>We will support you by acting as a strategic ally and day-to-day consultant to achieve your service requirements and corporate goals. We are your first point of contact for all carrier\/vendor issues and \u00a0take a proactive stance in advocating for your company and your employees regarding any claims issues until a resolution is reached.<\/p>\n<h3>Intelligent<\/h3>\n<p>Specializing in <span data-contrast=\"none\">compliance, HR, <\/span><span data-contrast=\"none\">communications, <\/span><span data-contrast=\"none\">wellness, <\/span><span data-contrast=\"none\">actuarial,<\/span><span data-contrast=\"none\"> technology, and 24\/7 service, we will assist you in defining and bolstering your benefits strategy for multiple years. Our approach involves bringing fresh ideas and strategies that are in line with your company\u2019s objectives, ultimately resulting in a more sustainable benefits program.\u00a0<\/span><\/p>\n<h3>Creative<\/h3>\n<p>One of the core solutions is the\u00a0creation of a sustainable healthcare plan. We have the experience and vendor partnerships to prevent profit margin erosion related to increasing healthcare costs. We accomplish this by listening, carefully monitoring plan activity, cost drivers, and recommending strategies with proven and impactful track records that meet your objectives.<\/p>\n<h3>Nimble<\/h3>\n<p>Our flexibility allows us to meet client demand. Even with our large, national reach, we pride ourselves on maintaining a boutique broker approach. Every employee has a stake in creating a positive client experience as we are 100% employee-owned.<\/p>\n<h3>Trustworthy<\/h3>\n<p>Anticipating your needs and offering outstanding service is our highest priority. Our commitment to our values drives us to anticipate and solve problems diligently before they pose a threat to businesses or organizations. By offering enhanced services that add value, we aim to build trust as a business partner for our clients.<\/p>\n            <\/div>\n            <\/div>\n\n    <style>\n        #block-eff842eff365b8d8 {\n            background-image: url(https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/technology-background-1-scaled.jpg);                                }\n    <\/style>\n<\/section>\n\n\n<section id=\"block-1ed3af504df5caef\" class=\"block block-people-cards-compact-dd block--full-width block--spacing-default\">\n    <div class=\"block-people-cards-compact-dd--container\">\n                    <header class=\"block-people-cards-compact-dd--header\">\n                                    <h2 class=\"block-people-cards-compact-dd--heading\">Practice Leaders<\/h2>\n                                            <\/header>\n        \n        <div class=\"block-people-cards-compact-dd--people\">\n                                            <div class=\"block-people-cards-compact-dd--person\">\n                                            <img decoding=\"async\" width=\"196\" height=\"196\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Bo_Hartsfield-square-196x196.jpg\" class=\"block-people-cards-compact-dd--person-image\" alt=\"Profile image for Bo Hartsfield\" loading=\"lazy\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Bo_Hartsfield-square-196x196.jpg 196w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Bo_Hartsfield-square-300x300.jpg 300w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Bo_Hartsfield-square-150x150.jpg 150w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Bo_Hartsfield-square-304x304.jpg 304w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Bo_Hartsfield-square.jpg 750w\" sizes=\"auto, (max-width: 196px) 100vw, 196px\" \/>                    \n                    <div class=\"block-people-cards-compact-dd--person-info\">\n                        <hgroup>\n                                                            <div class=\"block-people-cards-compact-dd--person-department\">Agency<\/div>\n                                                        <h4 class=\"block-people-cards-compact-dd--person-name\">Bo<br>Hartsfield<\/h4>\n                                                            <h5 class=\"block-people-cards-compact-dd--person-title\">Executive Vice President\/Producer\/Manager<\/h5>\n                                                    <\/hgroup>\n\n                        <div class=\"block-people-cards-compact-dd--person-buttons\">\n                            <a href=\"https:\/\/cacgroup.com\/employee-directory\/bo-hartsfield\/\" class=\"btn block-people-cards-compact-dd--person-bio-button\">\n                                <span class=\"text\">Bio Page<\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\" viewBox=\"0 0 22 22\">\n                                    <use href=\"#block-1ed3af504df5caef-plus\" \/>\n                                <\/svg>\n                            <\/a>\n\n                                                            <a href=\"mailto:bhartsfield@cacgroup.com\" class=\"btn block-people-cards-compact-dd--person-email-button\">\n                                    <span class=\"text\">Send<\/span>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" fill=\"none\" viewBox=\"0 0 20 20\">\n                                        <use href=\"#block-1ed3af504df5caef-paper-plane\" \/>\n                                    <\/svg>\n                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                            <div class=\"block-people-cards-compact-dd--person\">\n                                            <img decoding=\"async\" width=\"196\" height=\"196\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Wayne_Bowling-square-196x196.jpg\" class=\"block-people-cards-compact-dd--person-image\" alt=\"Profile image for Wayne Bowling\" loading=\"lazy\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Wayne_Bowling-square-196x196.jpg 196w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Wayne_Bowling-square-300x300.jpg 300w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Wayne_Bowling-square-150x150.jpg 150w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Wayne_Bowling-square-304x304.jpg 304w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Wayne_Bowling-square.jpg 750w\" sizes=\"auto, (max-width: 196px) 100vw, 196px\" \/>                    \n                    <div class=\"block-people-cards-compact-dd--person-info\">\n                        <hgroup>\n                                                            <div class=\"block-people-cards-compact-dd--person-department\">Agency<\/div>\n                                                        <h4 class=\"block-people-cards-compact-dd--person-name\">Wayne<br>Bowling<\/h4>\n                                                            <h5 class=\"block-people-cards-compact-dd--person-title\">Employee Benefits Practice Leader<\/h5>\n                                                    <\/hgroup>\n\n                        <div class=\"block-people-cards-compact-dd--person-buttons\">\n                            <a href=\"https:\/\/cacgroup.com\/employee-directory\/wayne-bowling\/\" class=\"btn block-people-cards-compact-dd--person-bio-button\">\n                                <span class=\"text\">Bio Page<\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\" viewBox=\"0 0 22 22\">\n                                    <use href=\"#block-1ed3af504df5caef-plus\" \/>\n                                <\/svg>\n                            <\/a>\n\n                                                            <a href=\"mailto:wbowling@cacgroup.com\" class=\"btn block-people-cards-compact-dd--person-email-button\">\n                                    <span class=\"text\">Send<\/span>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" fill=\"none\" viewBox=\"0 0 20 20\">\n                                        <use href=\"#block-1ed3af504df5caef-paper-plane\" \/>\n                                    <\/svg>\n                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                            <div class=\"block-people-cards-compact-dd--person\">\n                                            <img decoding=\"async\" width=\"196\" height=\"196\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/08\/Sam_Reid-square-196x196.jpg\" class=\"block-people-cards-compact-dd--person-image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/08\/Sam_Reid-square-196x196.jpg 196w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/08\/Sam_Reid-square-300x300.jpg 300w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/08\/Sam_Reid-square-150x150.jpg 150w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/08\/Sam_Reid-square-304x304.jpg 304w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/08\/Sam_Reid-square.jpg 750w\" sizes=\"auto, (max-width: 196px) 100vw, 196px\" \/>                    \n                    <div class=\"block-people-cards-compact-dd--person-info\">\n                        <hgroup>\n                                                            <div class=\"block-people-cards-compact-dd--person-department\">Agency<\/div>\n                                                        <h4 class=\"block-people-cards-compact-dd--person-name\">Samantha<br>Reid<\/h4>\n                                                            <h5 class=\"block-people-cards-compact-dd--person-title\">Vice President, Population Health Management<\/h5>\n                                                    <\/hgroup>\n\n                        <div class=\"block-people-cards-compact-dd--person-buttons\">\n                            <a href=\"https:\/\/cacgroup.com\/employee-directory\/samantha-reid\/\" class=\"btn block-people-cards-compact-dd--person-bio-button\">\n                                <span class=\"text\">Bio Page<\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\" viewBox=\"0 0 22 22\">\n                                    <use href=\"#block-1ed3af504df5caef-plus\" \/>\n                                <\/svg>\n                            <\/a>\n\n                                                            <a href=\"mailto:senioreid@cacgroup.com\" class=\"btn block-people-cards-compact-dd--person-email-button\">\n                                    <span class=\"text\">Send<\/span>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" fill=\"none\" viewBox=\"0 0 20 20\">\n                                        <use href=\"#block-1ed3af504df5caef-paper-plane\" \/>\n                                    <\/svg>\n                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                            <div class=\"block-people-cards-compact-dd--person\">\n                                            <img decoding=\"async\" width=\"196\" height=\"196\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Blake_Russell-square-196x196.jpg\" class=\"block-people-cards-compact-dd--person-image\" alt=\"Profile image for Blake Russell\" loading=\"lazy\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Blake_Russell-square-196x196.jpg 196w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Blake_Russell-square-300x300.jpg 300w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Blake_Russell-square-150x150.jpg 150w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Blake_Russell-square-304x304.jpg 304w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/Blake_Russell-square.jpg 750w\" sizes=\"auto, (max-width: 196px) 100vw, 196px\" \/>                    \n                    <div class=\"block-people-cards-compact-dd--person-info\">\n                        <hgroup>\n                                                            <div class=\"block-people-cards-compact-dd--person-department\">Agency<\/div>\n                                                        <h4 class=\"block-people-cards-compact-dd--person-name\">Blake<br>Russell<\/h4>\n                                                            <h5 class=\"block-people-cards-compact-dd--person-title\">Director of Pharmacy<\/h5>\n                                                    <\/hgroup>\n\n                        <div class=\"block-people-cards-compact-dd--person-buttons\">\n                            <a href=\"https:\/\/cacgroup.com\/employee-directory\/blake-russell\/\" class=\"btn block-people-cards-compact-dd--person-bio-button\">\n                                <span class=\"text\">Bio Page<\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\" viewBox=\"0 0 22 22\">\n                                    <use href=\"#block-1ed3af504df5caef-plus\" \/>\n                                <\/svg>\n                            <\/a>\n\n                                                            <a href=\"mailto:brussell@cacgroup.com\" class=\"btn block-people-cards-compact-dd--person-email-button\">\n                                    <span class=\"text\">Send<\/span>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" fill=\"none\" viewBox=\"0 0 20 20\">\n                                        <use href=\"#block-1ed3af504df5caef-paper-plane\" \/>\n                                    <\/svg>\n                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n\n    <style>\n        #block-1ed3af504df5caef {\n                                }\n    <\/style>\n\n    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" hidden>\n        <g id=\"block-1ed3af504df5caef-paper-plane\" data-viewBox=\"0 0 20 20\">\n            <path stroke=\"currentColor\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M18.3337 1.6665 9.16699 10.8332M18.3337 1.6665 12.5003 18.3332 9.16699 10.8332 1.66699 7.49984 18.3337 1.6665Z\"\/>\n        <\/g>\n        <g id=\"block-1ed3af504df5caef-plus\" data-viewBox=\"0 0 22 22\">\n            <path stroke=\"currentColor\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M10.9258 3.64014V17.6401M3.92578 10.6401H17.9258\"\/>\n        <\/g>\n    <\/svg>\n<\/section>\n\n\n<section id=\"block-ae92d3b87a03eccd\" class=\"block block-cta-2 block--spacing-default block-cta-2--mode-dark theme-dark\">\n    <div class=\"block-cta-2--container\">\n        <div class=\"block-cta-2--content-wrapper\">\n                            <h2 class=\"block-cta-2--heading\">Discover related team members<\/h2>\n            \n                    <\/div>\n\n                    <a\n                href=\"https:\/\/cacgroup.com\/employee-directory\/?phrase=&#038;practice_group=32&#038;industry=0\"\n                title=\"Employee Directory\"\n                target=\"\"\n                class=\"btn block-cta-2--button\">\n                Employee Directory            <\/a>\n            <\/div>\n\n    <style>\n        #block-ae92d3b87a03eccd .block-cta-2--container {\n            background-image: url(https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/07\/employee-directory-bg-1-scaled-scaled.webp);        }\n\n        #block-ae92d3b87a03eccd {\n            padding-top: 50px;            padding-bottom: 50px;        }\n    <\/style>\n<\/section>\n\n\n<section id=\"block-361089fb05ae58f3\" class=\"block block-cta-cards block--spacing-default block--full-width\">\n    <div class=\"block-cta-cards--container\">\n                    <header class=\"block-cta-cards--intro entry-content\">\n                <h3 class=\"text-center\">Related Products<\/h3>\n            <\/header>\n        \n                    <div class=\"block-cta-cards--cards\">\n                                                                                <a href=\"https:\/\/cacgroup.com\/capabilities\/human-capital-risk\/\"\n                           title=\"Learn more\"\n                           target=\"\"\n                           class=\"block-cta-cards--link\">\n                    \n                        <div class=\"block-cta-cards--card\">\n                            <div class=\"block-cta-cards--card-title-wrapper\">\n                                                                    <h3 class=\"block-cta-cards--card-heading\">\n                                        Human Capital Risk                                    <\/h3>\n                                \n                                                                    <figure class=\"block-cta-cards--card-icon\">\n                                        \n<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"62.99\" height=\"43.41\" viewBox=\"0 0 62.99 43.41\">\n  <defs>\n    <style>\n      .cls-RENk4{fill:none;stroke-width:1.62px}.cls-RENk4{stroke:currentColor;stroke-linecap:round;stroke-linejoin:round}\n    <\/style>\n  <\/defs>\n  <path d=\"M22.81 21.73c0-3.96-7.26-6-11-6s-11 2.04-11 6v12.08c0 2.33 1.67 3.92 4 3.92h1v-.02\" class=\"cls-RENk4\"><\/path>\n  <path d=\"M22.81 21.73c0-3.96-7.26-6-11-6s-11 2.04-11 6v12.08c0 2.33 1.67 3.92 4 3.92h1v-.02M43.83 23.85v-2.23c0-3.3 6.05-5 9.17-5s9.17 1.7 9.17 5V31.7c0 1.94-1.39 3.27-3.34 3.27H58\" class=\"cls-RENk4\"><\/path>\n  <path d=\"M43.83 23.85v-2.23c0-3.3 6.05-5 9.17-5s9.17 1.7 9.17 5V31.7c0 1.94-1.39 3.27-3.34 3.27H58M47.6 42.57V32.34c0-5.6-10.27-8.49-15.57-8.49s-15.57 2.89-15.57 8.49v10.23\" class=\"cls-RENk4\"><\/path>\n  <path d=\"M47.6 42.57V32.34c0-5.6-10.27-8.49-15.57-8.49s-15.57 2.89-15.57 8.49v10.23\" style=\"fill:#c7dde7;stroke-width:1.5px;stroke:currentColor;stroke-linecap:round;stroke-linejoin:round\"><\/path>\n  <path d=\"M5.81 25.73v16.12M58.01 24.94v17.63M23.55 38v4.6m16.98 0V38M11.81 12.72c2.79 0 5-2.28 5-5.1v-1.7c0-2.82-2.21-5.1-5-5.1s-5 2.28-5 5.1v1.7c0 2.82 2.21 5.1 5 5.1\" class=\"cls-RENk4\"><\/path>\n  <path d=\"M11.81 12.72c2.79 0 5-2.28 5-5.1v-1.7c0-2.82-2.21-5.1-5-5.1s-5 2.28-5 5.1v1.7c0 2.82 2.21 5.1 5 5.1ZM53 13.76c-2.28 0-4.09-1.88-4.09-4.19v-1.4c0-2.32 1.81-4.19 4.09-4.19s4.09 1.88 4.09 4.19v1.4c0 2.32-1.81 4.19-4.09 4.19\" class=\"cls-RENk4\"><\/path>\n  <path d=\"M53 13.76c-2.28 0-4.09-1.88-4.09-4.19v-1.4c0-2.32 1.81-4.19 4.09-4.19s4.09 1.88 4.09 4.19v1.4c0 2.32-1.81 4.19-4.09 4.19ZM32.04 19.58c3.95 0 7.08-3.23 7.08-7.22V9.95c0-3.99-3.13-7.22-7.08-7.22s-7.08 3.23-7.08 7.22v2.41c0 3.99 3.12 7.22 7.08 7.22\" class=\"cls-RENk4\"><\/path>\n  <path d=\"M32.04 19.58c3.95 0 7.08-3.23 7.08-7.22V9.95c0-3.99-3.13-7.22-7.08-7.22s-7.08 3.23-7.08 7.22v2.41c0 3.99 3.12 7.22 7.08 7.22Z\" class=\"cls-RENk4\"><\/path>\n<\/svg>\n                                    <\/figure>\n                                                            <\/div>\n\n                                                            <div class=\"block-cta-cards--card-content\">\n                                    <p>CAC\u2019s Human Capital Risk manages the risks for our client\u2019s greatest assets: their people. We take a comprehensive approach to human capital and employee benefits risk with technical expertise, innovative strategies, and insight based on data analytics.<\/p>\n                                <\/div>\n                            \n                                                            <div class=\"block-cta-cards--button\">\n                                    Learn more                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"16\" fill=\"none\" viewBox=\"0 0 18 16\" class=\"arrow\">\n                                        <use href=\"#block-361089fb05ae58f3-arrow\" \/>\n                                    <\/svg>\n                                <\/div>\n                                                    <\/div>\n\n                                            <\/a>\n                                                                                                    <a href=\"https:\/\/cacgroup.com\/capabilities\/personal-lines\/\"\n                           title=\"Learn more\"\n                           target=\"\"\n                           class=\"block-cta-cards--link\">\n                    \n                        <div class=\"block-cta-cards--card\">\n                            <div class=\"block-cta-cards--card-title-wrapper\">\n                                                                    <h3 class=\"block-cta-cards--card-heading\">\n                                        Personal Lines                                    <\/h3>\n                                \n                                                                    <figure class=\"block-cta-cards--card-icon\">\n                                        \n<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40.4\" height=\"54.19\" viewBox=\"0 0 40.4 54.19\">\n  <defs>\n    <style>\n      .cls-jvu1Q{stroke:currentColor;stroke-width:1.5px}.cls-jvu1Q{fill:none}.cls-jvu1Q{stroke-miterlimit:10}\n    <\/style>\n  <\/defs>\n  <g>\n    <path d=\"M17.03 18.37c4.13 0 7.4-3.38 7.4-7.55V8.3c0-4.17-3.27-7.55-7.4-7.55s-7.4 3.38-7.4 7.55v2.52c0 4.17 3.27 7.55 7.4 7.55Z\" style=\"fill:none;stroke-miterlimit:10;stroke:currentColor;stroke-width:1.5px\"><\/path>\n    <path d=\"M17.03 22.83c-5.54 0-16.28 1.54-16.28 7.4v16.94c0 1.36 1.1 2.46 2.46 2.46h30.1v-19.4c0-5.86-10.74-7.4-16.28-7.4Z\" style=\"fill:none;stroke-linejoin:round;stroke:currentColor;stroke-width:1.5px\"><\/path>\n    <path d=\"M25.91 49.63V36.31M8.15 36.31v13.28\" class=\"cls-jvu1Q\"><\/path>\n    <path d=\"M31.26 33.29c-.07 0-.14 0-.22-.01a15.386 15.386 0 0 0-1.92 0c-.07 0-.14 0-.22.01-2.67.19-5.27 1.06-7.47 2.58-.58.4-.92 1.05-.92 1.75 0 9.5 5.71 13.95 8.3 15.48.78.46 1.74.45 2.5-.03 2.59-1.6 8.34-6.2 8.32-15.51 0-.64-.31-1.27-.83-1.64-2.21-1.56-4.85-2.45-7.55-2.64Z\" style=\"fill:#c7dde7;stroke-linecap:round;stroke-linejoin:round;stroke:currentColor;stroke-width:1.5px\"><\/path>\n    <path d=\"m26.89 42.38 2.43 2.43 4.19-4.19\" style=\"stroke-linecap:round;stroke-linejoin:round;fill:none;stroke:currentColor;stroke-width:1.5px\"><\/path>\n  <\/g>\n<\/svg>\n                                    <\/figure>\n                                                            <\/div>\n\n                                                            <div class=\"block-cta-cards--card-content\">\n                                    <p>CAC\u2019s Personal Lines Practice <span data-contrast=\"none\">provides leading advisory and service for our high-net-worth clients.\u00a0 We provide insurance and advisory services\u00a0<\/span><span data-contrast=\"none\">for aircraft, watercraft, builder\u2019s risk, private collections, life, automobile, personal excess liability, homeowners, and equine insurance protection.<\/span><\/p>\n                                <\/div>\n                            \n                                                            <div class=\"block-cta-cards--button\">\n                                    Learn more                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"16\" fill=\"none\" viewBox=\"0 0 18 16\" class=\"arrow\">\n                                        <use href=\"#block-361089fb05ae58f3-arrow\" \/>\n                                    <\/svg>\n                                <\/div>\n                                                    <\/div>\n\n                                            <\/a>\n                                                <\/div>\n            <\/div>\n    \n    <style>\n        #block-361089fb05ae58f3 {\n            padding-top: 58px;                    }\n    <\/style>\n\n    <svg hidden>\n        <g id=\"block-361089fb05ae58f3-arrow\" data-viewBox=\"0 0 18 16\">\n            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M10.359 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class=\"block-cta-divided--item is-link\">\n                            <a href=\"https:\/\/cacgroup.com\/industries\/senior-living\/\" class=\"block-cta-divided--item-link\">                                                                    <figure class=\"block-cta-divided--item-image\">\n                                        \n<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"46\" height=\"45\" fill=\"none\" viewBox=\"0 0 45 44.99\">\n  <g stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.5\">\n  <path d=\"M16.22,44.24v-5.93c0-.85.69-1.55,1.55-1.55h9.47c.85,0,1.55.69,1.55,1.55v5.93\" style=\"fill:#c7dde7; stroke:#currentColor; stroke-linecap:round; stroke-linejoin:round; stroke-width:1.5px;\"\/><line x1=\"22.5\" y1=\"37.47\" x2=\"22.5\" y2=\"43.59\" style=\"fill:none; stroke:#currentColor; stroke-linecap:round; stroke-linejoin:round; stroke-width:1.5px;\"\/><rect x=\"16.28\" y=\"29.71\" width=\"12.44\" height=\"2.84\" rx=\".96\" 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stroke:#currentColor; stroke-linecap:round; stroke-linejoin:round; stroke-width:1.5px;\"\/><path d=\"M27.99,10.02h4.2c1.06,0,1.92.86,1.92,1.92v32.3H10.89V11.91c0-1.06.86-1.92,1.92-1.92h4.11\" style=\"fill:none; stroke:#currentColor; stroke-linecap:round; stroke-linejoin:round; stroke-width:1.5px;\"\/><path d=\"M22.5.75c3.46.02,6.24,2.84,6.22,6.3h0c.02,3.47-2.76,6.29-6.22,6.31-3.46-.03-6.24-2.85-6.22-6.31-.03-3.46,2.75-6.28,6.21-6.31h0Z\" style=\"fill:#c7dde7; stroke:#currentColor; stroke-linecap:round; stroke-linejoin:round; stroke-width:1.5px;\"\/><path d=\"M22.28,9.99c-1.12-.68-4.09-3.08-3.02-4.95.43-.75,1.32-1.1,2.17-.94.45.08.68.28.83.46.13.16.37.16.5,0,.2-.24.54-.5,1.32-.5.52,0,1.01.21,1.37.58,1.84,1.89-1.75,4.74-2.69,5.35-.14.09-.37.07-.48,0\" style=\"fill:#c7dde7; stroke:#currentColor; stroke-linecap:round; stroke-linejoin:round; stroke-width:1.3px;\"\/><\/g><\/svg>                                    <\/figure>\n                                                                                                    Senior Living                                                            <\/a>                        <\/li>\n                                                                    <li class=\"block-cta-divided--item is-link\">\n                            <a href=\"https:\/\/cacgroup.com\/industries\/technology\/\" class=\"block-cta-divided--item-link\">                                                                    <figure class=\"block-cta-divided--item-image\">\n                                        \n<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"41.66\" height=\"41.66\" viewBox=\"0 0 41.66 41.66\">\n  <defs>\n    <style>\n      .cls-Fipqx{fill:none}.cls-Fipqx{stroke:currentColor;stroke-linecap:round;stroke-linejoin:round;stroke-width:1.5px}\n    <\/style>\n  <\/defs>\n  <g>\n    <rect width=\"16.3\" height=\"16.3\" x=\"12.68\" y=\"12.68\" rx=\"2.68\" ry=\"2.68\" 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                                                <figure class=\"block-cta-divided--item-image\">\n                                        \n<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" data-name=\"Layer 2\" width=\"40.99\" height=\"40.98\" viewBox=\"0 0 40.99 40.98\">\n  <path d=\"M20.5.75C9.59.75.75 9.59.75 20.49S9.59 40.23 20.5 40.23s19.74-8.84 19.74-19.74S31.4.75 20.5.75Z\" style=\"fill-rule:evenodd;stroke:currentColor;fill:#c7dde7;stroke-miterlimit:22.93;stroke-width:1.5px\"><\/path>\n  <path d=\"M10.47 16.71h5.22c.56 0 1.02-.46 1.02-1.02v-5.22c0-.56.46-1.02 1.02-1.02h5.53c.56 0 1.02.46 1.02 1.02v5.22c0 .56.46 1.02 1.02 1.02h5.22c.56 0 1.02.46 1.02 1.02v5.53c0 .56-.46 1.02-1.02 1.02H25.3c-.56 0-1.02.46-1.02 1.02v5.22c0 .56-.46 1.02-1.02 1.02h-5.53c-.56 0-1.02-.46-1.02-1.02V25.3c0-.56-.46-1.02-1.02-1.02h-5.22c-.56 0-1.02-.46-1.02-1.02v-5.53c0-.56.46-1.02 1.02-1.02Z\" style=\"fill:#fff;stroke-linecap:round;stroke-linejoin:round;stroke-width:1.6px;fill-rule:evenodd;stroke:currentColor\"><\/path>\n<\/svg>\n                                    <\/figure>\n                                                                                                    Healthcare                                                            <\/a>                        <\/li>\n                                                                    <li class=\"block-cta-divided--item is-link\">\n                            <a href=\"https:\/\/cacgroup.com\/industries\/education\/\" class=\"block-cta-divided--item-link\">                                                                    <figure class=\"block-cta-divided--item-image\">\n                                        \n<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52.94\" height=\"40.35\" viewBox=\"0 0 52.94 40.35\">\n  <defs>\n    <style>\n      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d=\"M26.47 29.03c8.33 0 15.12-1.81 15.12-4.03s-6.79-4.03-15.12-4.03S11.35 22.78 11.35 25s6.79 4.03 15.12 4.03Z\" style=\"stroke-miterlimit:22.93;fill-rule:evenodd;fill:#c7dde7;stroke:currentColor;stroke-width:1.6px\"><\/path>\n  <\/g>\n<\/svg>\n                                    <\/figure>\n                                                                                                    Education                                                            <\/a>                        <\/li>\n                                    <\/ul>\n                    <\/div>\n    <\/div>\n    \n    <style>\n        #block-1fa43b96c0330766 {\n                                }\n    <\/style>\n<\/section>\n\n\n<section id=\"block-e7dcf013ba9d00eb\" class=\"block block-cta-1 block--full-width\">\n    <div class=\"block-cta-1--container\">\n                    <figure class=\"block-cta-1--image-wrapper\">\n                <img decoding=\"async\" width=\"695\" height=\"362\" src=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/06\/cta-1-image-1.jpg\" class=\"block-cta-1--image\" alt=\"\" srcset=\"https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/06\/cta-1-image-1.jpg 695w, https:\/\/cacgroup.com\/wp-content\/uploads\/2024\/06\/cta-1-image-1-300x156.jpg 300w\" sizes=\"(max-width: 695px) 100vw, 695px\" \/>            <\/figure>\n        \n        <div class=\"block-cta-1--content-wrapper\">\n            <svg width=\"40\" height=\"53\" viewBox=\"0 0 40 53\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"block-cta-1--icon\">\n                <path d=\"M11 42L38 15\" fill=\"none\" stroke=\"#415363\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M11 15H38V42\" fill=\"none\" stroke=\"#415363\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n            <\/svg>\n\n                            <h2 class=\"block-cta-1--heading\">Take the Next Step<\/h2>\n                                        <div class=\"block-cta-1--content entry-content\"><p><a href=\"https:\/\/cacgroup.com\/contact-us\/\">Connect with our CAC team today.<\/a><\/p>\n<\/div>\n                    <\/div>\n    <\/div>\n    \n    <style>\n        #block-e7dcf013ba9d00eb {\n                                }\n    <\/style>\n<\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":608,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":true,"inline_featured_image":false,"footnotes":""},"class_list":["post-1113","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Employee Benefits - Capabilities - CAC Group<\/title>\n<meta name=\"description\" content=\"Trust CAC&#039;s Health Benefits Group for sustainable, value-added employee benefits 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